FHA Loan Program

An FHA loan is a government-insured loan program that has more lenient qualification requirements. Higher qualifying ratio's and less stringent credit requirements make an FHA loan one of the easiest to buy a home with. 

Loan Features

  • Down payment as low as 3.5%

  • Higher qualifying ratios compare to conventional loans.

  • Flexible credit requirements (as low as 580 score)

  • Generally a lower rate than a conventional loan.

  • Upfront Funding Fee and Mortgage Insuranse required. 

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